Mortgages Designed for Your Life
At Sound Home Loans, we know that the right mortgage can open the door to an exciting new chapter. That’s why we offer home loan options for every type of borrower—whether you’re a first-time homebuyer, a military family, or looking for a rural property.
No matter your situation, we’ll guide you every step of the way to find a loan that fits your needs and helps you build the future you’ve been dreaming of.
Find the Right Loan for You
There are many types of home loans available today, and Sound Home Loans is here to help you navigate your options.
Our experienced team provides guidance and support to help first-time buyers, veterans, and homeowners seeking refinancing choose a loan that fits their unique needs and goals—clearly and accurately, with all required disclosures in place.
Flexible Conventional Loans
At
Sound Home Loans, our conventional loan options offer flexible credit requirements, a choice of conforming or non-conforming loans, varying terms from 15 to 30 years, and both fixed and variable rates to fit your unique needs.
FHA Loans Made Simple
At Sound Home Loans, our FHA loans offer lower credit requirements, down payments as low as 3.5%, and competitive interest rates to help make homeownership more accessible for first-time buyers and those looking for flexible financing.
Construction Loans for Your New Home
At Sound Home Loans, our construction loans offer flexible credit requirements, a down payment option, standard one-year terms, and support for your detailed construction plans to help bring your dream home to life.
USDA Loans for Rural Homebuyers
At Sound Home Loans, USDA loans provide 100% financing with no down payment, are available in many rural areas, can be used to purchase a home, and do not require a minimum credit score, making homeownership more accessible.
